31 March 2018

Need a paradigm shift

I've been working very hard on shifting the way I view food and exercise and for the most part have been pretty successful. I now need to apply the same changes to money. This is something I really struggle with because I was never taught how to handle money and I've handled it badly for years. So I think it's time for a paradigm shift when it comes to money.

Here are the problems:

  1. I constantly think that we do not have enough money. That becomes a self-fulfilling prophecy. If I am focused on how little money we have, then the whole thing is a struggle. This is kind of like in AltShift when he tells us not to focus on the things we can't have but to focus on what we enjoy. So focus on the positive not the negative. 
  2. I need to pay attention to what I spend. Much like not eating mindlessly, I must use my mindfulness to stop spending. When I can go into the bank account and not know what a charge is, that is bad. So I need to use mindfulness for my spending. 
  3. I need to have a plan and stick to it. Much like following the shifts in AltShift, I must have a plan for handling the money. People do it all the time, I can do it too. 
  4. And I need to stay on top of it all the time. At least in the beginning. Once it becomes a real habit, I will be able to think about it less, but in the beginning, I must focus on it to get it down right. I think I will develop daily habits that I do in order to build those skills that I want to have. I just need to break them down into actionable steps and do them every day. 
  5. And stop stressing over it. Worry about money is ridiculous and that needs to stop now. I just need to fix it. 
  6. And I need to stop with the impulse buying. Much like impulse eating, it does not support the lifestyle I wish to live, so it needs to go away. 
I think I had fallen into such a trap with money in Hawaii and it's hard to shake it off. I need to change the way I think about money and about things and about spending. Today I will develop that plan. 

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